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CREDIT CRAFT
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    Terms of Service

    Acceptance of Terms

    By accessing and using the services provided by Credit Craft, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

    Services Description

    Credit Craft provides business consulting, financial education, and capital readiness advisory services. Our goal is to help entrepreneurs and business owners understand and optimize their financial positioning.

    Educational and Advisory Nature of Services

    The information, consulting, and resources provided by Credit Craft are strictly educational and advisory in nature. We provide strategic guidance to help you make informed decisions regarding your business's financial profile.

    User Responsibilities

    You agree to provide accurate, current, and complete information when utilizing our services. You are solely responsible for the decisions you make based on the educational and advisory information provided by Credit Craft.

    No Financial Institution Relationship

    Credit Craft is an independent consulting firm. We are not affiliated with, nor do we act as an agent for, any bank, credit bureau, or financial institution.

    No Lending Activities

    Credit Craft does not issue loans, extend credit, make lending decisions, or guarantee financing approvals. We are not a lender, broker, or credit provider.

    No Approval Guarantees

    All financing decisions are made solely by independent third-party financial institutions. We do not and cannot guarantee that you will receive funding, credit approvals, or specific financial outcomes as a result of our consulting services.

    Intellectual Property

    All content, materials, and educational resources provided on this website are the intellectual property of Credit Craft and are protected by applicable copyright and trademark laws.

    Limitation of Liability

    In no event shall Credit Craft, its directors, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services or reliance on our educational materials.

    Third-Party Products and Services

    Our website and consulting services may reference or link to third-party financial products, services, or institutions. We do not endorse, guarantee, or assume responsibility for any third-party products, services, or lending decisions.

    Indemnification

    You agree to indemnify, defend, and hold harmless Credit Craft from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our services.

    Governing Law

    These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

    Contact Information

    If you have any questions about these Terms, please contact us at support@creditcraft.us.

    Credit Craft provides consulting, educational, and advisory services only. Credit Craft is not a lender, bank, credit bureau, or financial institution. Financing decisions are made solely by independent third-party lenders and financial institutions. Results vary based on individual circumstances.